Mindy and Steve Higgins

Price Reduced on 4574 HYATTS RD / ALEXANDER WAY - EAST LOT in Alexander Way

2008-06-23T02:22:00Z

Alexander Way, Delaware - Announcing a price reduction on 4574 HYATTS RD / ALEXANDER WAY - EAST LOT, a lot / land "WATER / ELEC ON SITE". Now MLS® $79,700 - PRICE REDUCED $15,300!.

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Price Reduced on 4582 HYATTS RD/ALEXANDER WAY - WEST LOT in Alexander Way

2008-06-11T18:06:00Z

Alexander Way, Delaware - Announcing a price reduction on 4582 HYATTS RD/ALEXANDER WAY - WEST LOT, a lot / land "WATER / ELEC ON SITE". Now MLS® $79,700 - AMAZING HOMESITE!.

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Price Reduced on 5711 MOSAIC WAY in The Estates at the Oaks of Highland Lakes

2008-05-27T23:47:00Z

The Estates at the Oaks of Highland Lakes, Westerville - Franklin County - Announcing a price reduction on 5711 MOSAIC WAY, a 3,826 sq. ft., 4 bath, 4 bdrm 5-level split "PROFF. DESIGNED AND DECORATED!". Now MLS® $639,800 - PRICE REDUCED!.

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Purchasing a HUD Owned Property in Central Ohio

2008-02-06T14:33:00Z

See a property you love but it has a HUD sign in the front yard? Only a handful of Realtors are Authorized HUD Agents and can help you purchase a HUD home. What is a HUD home? It is a home where the previous owners held a Government Loan on the property (Such as an FHA loan) and have defaulted on that loan resulting in the loss of the property. Typically the home will be listed at the Auditor's value of the home. However, with your Authorized HUD Agent, you will be able to bid on the home at whatever offer price you desire. Of course, the lower the bid the higher the chances of it not being accepted. If it is a popular area, you may also have others interested in the home who may bid higher and thus you would not win the bid. This is where your agents knowledge of the bidding process, neighborhood and formulas comes in play.

HUD homes are typically "As Is" meaning unless there is a major problem with structure (and HUD agrees), you will not be able to back out of the contract once in contract. This can be tricky for the nervous Buyers because the utilities cannot be activated for a Home Inspection until the signed paperwork is received by HUD or it's representative company (in Central Ohio it is the Chapman Law Firm). Once the contract and addendums are received back to your agent (signed) you can call the utility companies and have them turned on .... but only for 48 hours. Of course the alternative is to have an inspection before placing a bid. The risk to the Buyer here is that they will most likely be out the fee for the inspection if the bid is not accepted. Not to mention the utilities will not be turned on to inspect the furnace and such prior to the bid being accepted.

HUD homes like Bank Owned Properties can be a great way to purchase a home for thousands less than it would have been if it was a "regular" home for sale. It is important that you have an experienced agent authorized to represent you in the purchase of a HUD home. You do not use the typical Sales Contract you would on non-HUD offers and you do not negotiate with counter-offers. You use a 2 page HUD contract followed by addendums and forms. Once the electronic bid is accepted, you must overnight all the signed paperwork to be received within 48 hours. There are a lot of steps for your agent to do and they all must be done correctly.

Once in contract, you will have 45 days to close. In Central Ohio, you can pick your closing location by writing it in on the contract. You can use either Conventional or FHA financing to purchase a HUD but the proof of financing must be included in the overnighted package.

These are just some of a HUD home. If you would like more information or would like me to help you in locating and purchasing a HUD home, please don't hesitate to ask. I am an Authorized HUD Agent in Central Ohio and would love to help you!

Please visit us at:
www.MindyandSteveHiggins.com for more information or contact myself at: 614-794-2222

Thanks for your interest and I hope to hear from you soon!

Mindy Higgins, Realty Solutions, llc
90 E College Ave
Westerville, OH 43081

"Realtors Thinking Outside The Box!"

5-Level Split For Sale in The Estates at the Oaks of Highland Lakes

2007-11-19T23:32:00Z

UNBELIEVABLY GORGEOUS HOME ON 1.36 ACRES

• 3,787 sq. ft., 4 bath, 4 bdrm 5-level split "PROFF. DESIGNED AND DECORATED!" - MLS® #2753888 $648,800

The Estates at the Oaks of Highland Lakes, Westerville - UNBELIEVABLE GORGEOUS HOME ON 1.36 AMAZING PRIVATE ACRES IN ESTATES SECTION OF THE OAKS AT HIGHLAND LAKES. THIS BREATHTAKING ENERGY STAR RATED, 5-LEVEL SPLIT IS A TRUE SHOWPLACE INSIDE AND OUT! HARDWOOD FLOORS, STAINLESS STEEL APPLIANCES, REC RM., DEN W/8' GLASS DOORS, LARGE 1ST FLR LAUNDRY ROOM W/OVERSIZED DOORS, 2 STY GREAT ROOM WITH WALL OF WINDOWS & F/P, ARCHES, CUSTOM TRIM WORK INCLUDING 7 1/2 " BASEBOARDS THROUGHOUT, 9' CEILINGS, PEWTER HARDWARE, WHOLE HOUSE WIRED FOR SOUND INCLUDING PORCH AND REAR DECK. PROFESSIONALLY DECORATED AND DESIGNED. THIS HOME IS A ONE OF A KIND MASTERPIECE! BACKYARD HAS GREENSPACE AND TREES WHICH LEAD TO EDGE OF POND. HARDIPLANK, GREAT FRONT PORCH W/PILLARS, LANDSCAPED W/UPLIGHTING AND IS LOCATED AT END OF CUL-DE-SAC! WOW!!

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Halloween - Great time to Promote Your Home!

2007-10-24T18:28:00Z

Imagine you are selling your home and then imagine having a hundreds of people coming up to your door in one day. People paying attention to the curb appeal, the neighborhood the things that attract people to your home.

In less than a week, you will have that opportunity!

What potential Trick-or-Treat night has for Sellers hoping to catch someones eye! What better time to spruce up your exterior.... trim the bushes, rake the leaves, fix the hanging gutter and spruce up the front door. Make sure lighting is optimizing your homes exterior potential. Not only will people be safe, but grown-ups will most likely be standing on the sidewalk viewing your home for up to 5 minutes. And people talk! It just takes one person saying "Wow, look at this nice house" to make another agree and then before you know it someone is telling someone they know about your home.

So don't miss this great opportunity. Spruce up your home. Make people remember it and want to find out more. Keep your brochure box full especially on this night. If you have lots of kids in the neighborhood and a potential Buyer has kids (which they probably will on this night), than it will boost your home even more!

One more tip... choose fake cobwebs over real ones if you are selling your home!

Happy Halloween!

Mindy and Steve Higgins

Maintaining Your Garbage Disposal

2007-09-21T18:03:00Z

Q: What is the best way to maintain a garbage disposal?

A: Garbage disposals are important tool in our kitchens. When food particles become trapped in the corners and nooks of the disposal, bacteria grows. By cleaning the disposal weekly you can minimize bacteria and prevent unpleasant odors.

To clean the disposal, simply pour one half cup of baking soda into the garbage disposal followed up by one cup of white vinegar. These must be put in separately. Allow the two ingredients to “fizz” for a few minutes while you boil water in a medium size pan. Once the water reaches a boil, carefully pour it into the disposal.

To sharpen the blades of your disposal, fill it half way with ice cubes, run cold water (at full pressure) and turn the disposal on. Grinding the ice will sharpen the blades. For a nice, fresh scent, pout some citrus peels (orange, lemon, lime, grapefruit) with the ice cubes.

New Listing! Home with 10.41 Acres in Johnstown!

2007-09-12T17:02:00Z

Over 10 Beautiful Acres!

• 1,232 sq. ft., 1 bath, 3 bdrm ranch - MLS® #2744321 $249,700

Welcome home to 5235 Bennington Chapel Rd! Take advantage of the amazing views all around from the wrap around porch which leads you to your new screened in patio. The perfect spot to enjoy some lemonade and cozy up to a good book while enjoying the tranquil surroundings. It really doesn't get much better than this! You will love the huge 42x60 Pole Barn -perfect for your vehicles or livestock. Built in 1965, this stick built 3 bedroom 1 bath country home has updates throughout, a full basement and includes all appliances. Call today for your very own private tour of this beautiful home situated on over 10 magnificient acres with a pasture, stream and trees!
MLS#2744321
Northridge School District

http://www.mindyandstevehiggins.com/Listing/VirtualTour.aspx?ListingID=1268424

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Payoff Your Mortgage Early!!

2007-08-28T20:51:00Z

Payoff Your Mortgage in 1/3 to 1/2 the Time!

Sound to Good To Be True?

... Read on!

Being a stronghold in the housing industry both as a builder and as Realtors, my wife Mindy and I have had a lot of things come across our desks. Some good, some unnecessary some, well... just out there!

A short while ago I was on the computer checking my emails and came across an email from an old buddy of mine in a related field. At first I passed it over thinking it was too good to be true and there had to be a catch. A few weeks later, I revisited the email, clicked on the link and really looked at it. I can tell you from being in this business for so many years, having been the Vice-President of a successful Mortgage Company for a number of years and having my wife in this business... caution is in my nature. What I found out after researching this "not so new idea to the rest of the world, but new to us" is that it makes common sense! It was brilliant and I knew I wanted to be a part of it. I wanted to not only get on track to paying my own mortgage off in 1/3 to 1/2 of the time, but I wanted to pass this along to my family, friends and anyone I knew with a mortgage.

Everyone knows that the market is not running as smoothly as it was a few years ago. It hits us all one way or another. There is still no doubt that the best investment is owning your own home, but wouldn't it be comforting if you could see that equity rise quicker than it did even 5 years ago? That is my goal and that is what can happen. I firmly believe this and you will too!

The best part is - you do not need to refinance your home! You do not need to change your lifestyle... you don't even need to cut credit cards up! You do not join a credit consolidation group or anything of the sort. You stay how you are! It is simply put, putting your money to work for you and paying things when it is the best time. It is so simple and so brilliant at the same time! It sounds too good to be true... but it works!

Click on the key below and listen to this short video. Then call, email or visit Steve and he will do a Mark Up for you so you can see how you can possibly cut your 30 year mortgage in half and become debt free!

Click on the Key!

Payoff your mortgage in 1/3 to 1/2 the time
Without refinancing your
Current Mortgage
and
Without changing your
Standard of Living!

For a free DVD and your
NO COST, NO OBLIGATION
Analysis by email call Steve at
740-404-1887 or visit Steve at
http://u1stfinancial.net/moneycontrol

4-Level Split For Sale in Waterford Village

2007-07-10T19:45:00Z

Steps from Downtown Dublin!

• 1,760 sq. ft., 3 bath, 4 bdrm 4-level split "Great Floorplan!" - MLS® #2727551 $227,000 - Unbelievable Home!

Waterford Village, Dublin

HURRY! THIS HOME WILL NOT LAST LONG ON THE MARKET!

You can't help but fall in love with this beautiful 4 level split in highly desired Waterford Village. Not only is the charm of Downtown Dublin just steps away, but Monterey Park with its tennis courts, playground, basketball courts, picnic areas and walking paths – is located at the entrance of the beautiful subdivision!

Featuring 4 bedrooms, 2.5 baths, poured full basement (partially finished), attached 2 car finished garage with storage, master suite with master bath and walk-in closet. Tons of counter space and cabinetry in the large kitchen with walk-in pantry, eat-space and eat at bar with pass thru, along with slider access to the huge deck and breathtaking backyard. Ceramic foyer w/double closet and dining room or living room access. Wood floors on first floor and family room level. Family room has floor to ceiling stone fireplace w/hearth and mantle. Large window in family room looks onto wonderfully landscaped backyard and deck. Master suite, bedrooms 2 & 3 along with another full bath are located upstairs. Carpet in mint condition and newly painted interior and exterior! Updated powder room includes solid surface counter top and nickel faucet along with a designers touch with the new paint! Looks beautiful! Den or 4th bedroom with double closet across from this powder room and laundry room in same hall. Finished 2 car garage with storage has access at end of this hall as well. So many things to mention about this amazing home!

Call or log onto www.Mindy-Higgins.com to set up your private showing today!

MLS# 2727551 - Dublin Schools!

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Ranch For Sale in Spring Grove North

2007-07-08T19:41:00Z

New Listing!

• 1,737 sq. ft., 3 bdrm ranch "With 3 Seasons Room!" - MLS® #2725669 $220,000 - Gorgeous Home!

Spring Grove North, Spring Grove - Beautiful Ranch on cul-de-sac lot w/extensive landscaping, 3 seasons room w/ceramic tile and ceiling fan, Great room w/direct vent fireplace, Open floorplan, eat at bar, fully applianced, maintenance free deck, gorgeous plush California Berber carpeting, Large master suite and master bath with Jaccuzzi corner soaking tub, newly painted, new H2O heater, finished garage with so many upgrades, Den, unbelieveably quiet new Insulated garage door with openers and keypad. This home is truly amazing and is a must see! Immaculate condition - Hurry!

This beautiful home is now IN CONTRACT

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2 Story For Sale in Concord Crossing West

2007-07-08T19:40:00Z

• 2,040 sq. ft., 3 bath, 4 bdrm 2 story "Unbelievable Home!" - MLS® #2729329 $239,900

Concord Crossing West, Johnstown

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Price Reduced on 305 Central Station Drive in Concord Crossing West

2007-07-08T19:40:00Z

Concord Crossing West, Johnstown - Announcing a price reduction on 305 Central Station Drive, a 2,040 sq. ft., 3 bath, 4 bdrm 2 story "Unbelievable Home!". Now MLS® #2729329 $229,900 - .

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2 Story For Sale in New Albany Park

2007-06-08T01:50:00Z

BACK ON MARKET!

• 1,500 sq. ft., 3 bath, 2 bdrm 2 story - MLS® #2646607 $122,900 - LEASE OPTION AVAILABLE!

New Albany Park, New Albany

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4-Level Split For Sale in Waterford Village

2007-06-08T01:13:00Z

Steps from Downtown Dublin!

• 1,760 sq. ft., 3 bath, 4 bdrm 4-level split "Great Floorplan!" - MLS® #2727551 $227,000 - Unbelievable Home!

Waterford Village, Dublin

Property information

Mindy and Steve Higgins

Price Reduced on 4574 HYATTS RD / ALEXANDER WAY - EAST LOT in Alexander Way

Price Reduced on 4582 HYATTS RD/ALEXANDER WAY - WEST LOT in Alexander Way

Price Reduced on 5711 MOSAIC WAY in The Estates at the Oaks of Highland Lakes

Purchasing a HUD Owned Property in Central Ohio

5-Level Split For Sale in The Estates at the Oaks of Highland Lakes

Halloween - Great time to Promote Your Home!

Maintaining Your Garbage Disposal

New Listing! Home with 10.41 Acres in Johnstown!

Payoff Your Mortgage Early!!

Payoff Your Mortgage in 1/3 to 1/2 the Time!

4-Level Split For Sale in Waterford Village

Ranch For Sale in Spring Grove North

2 Story For Sale in Concord Crossing West

Price Reduced on 305 Central Station Drive in Concord Crossing West

2 Story For Sale in New Albany Park

4-Level Split For Sale in Waterford Village