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High Tech Checklist
How High Tech Is Your Home? If the latest technology or entertainment options are important in your new home, add the following questions to your buyer’s checklist. Are there enough jacks in every room for cable TV and high-speed Internet hookups? Read More...
Take the Trauma Out of Homebuying
10 Things to Take the Trauma Out of Homebuying Find a real estate professional who’s simpatico. Homebuying is not only a big financial commitment, but also an emotional one. It’s critical that the practitioner you choose is both skilled and Read More...
10 Tips for Homebuyers
10 Tips for First-Time Homebuyers Be picky, but don’t be unrealistic . There is no perfect home. Do your homework before you start looking . Decide specifically what features you want in a home and which are most important to you. Get your finances Read More...
5 Common Homebuyer Mistakes
5 Common First-Time Homebuyer Mistakes They don’t ask enough questions of their lender and miss out on the best deal. They don’t act quickly enough to make a decision and someone else buys the house. They don’t find the right real estate Read More...
How Big of a Mortgage Can I Afford?
How Big of a Mortgage Can I Afford? Not only does owning a home give you a haven for yourself and your family, it makes great financial sense, too. This calculation assumes a 28 percent income tax bracket. If your bracket is higher, your savings will Read More...
Preparing for Homeownership
10 Steps to Prepare for Homeownership 1. Decide how much home you can afford. Generally, you can afford a home equal in value to between two and three times your gross income. 2. Develop a wish list of what you’d like your home to have. Then prioritize Read More...
5 Reasons You Need a REALTOR
5 Reasons You Need a REALTOR Ò A real estate transaction is complicated. In most cases, buying or selling a home requires disclosure forms, inspection reports, mortgage documents, insurance policies, deeds, and multi-page government-mandated settlement Read More...
Tips on Buying in a Tight Market
Tips on Buying in a Tight Market Increase your chances of getting your dream house instead of losing it to another buyer, with these easy steps. Get prequalified for a mortgage. You’ll be able to make a firm commitment to buy and make your offer Read More...
Finding The Perfect Neighborhood
Tips for Finding the Perfect Neighborhood The neighborhood you choose can have a big impact on your lifestyle—safety, available amenities, and convenience all play their part. Make a list of the activities—movies, health club, church—you Read More...
Your Property Wish List
Your Property Wish List While your opinions on the type of home you want to own may change during the homebuying process, use this easy checklist to help you prioritize and make the shopping process less time consuming. How close do you need to be to: Read More...
Factors That Decide Your Credit Score
5 Factors That Decide Your Credit Score Credit scores range between 200 and 800. Scores above 620 are considered desirable for obtaining a mortgage. These factors will affect your score. Your payment history. Whether you paid credit card obligations on Read More...
How To Improve Your Credit
8 Ways to Improve Your Credit Credit scores, along with your overall income and debt, are a big factor in determining if you’ll qualify for a loan and what loan terms you’ll be able to qualify for. 1. Check for and correct errors in your credit Read More...
Getting Your Finances in Order
8 Steps to Getting Your Finances in Order Develop a family budget . Instead of budgeting what you’d like to spend, use receipts to create a budget for what you actually spent over the last six months. One advantage of this approach is that it factors Read More...